Our Adjustable-Rate Mortgage (ARM) program can be used for a purchase, refinance, or cash-out transaction. Your rate will not change during the initial fixed term. Following the fixed-rate period, you are protected with maximum rate adjustments at each rate change and over the life of the loan.

• Initial fixed-rate period of up to 10 years
• Lower initial interest rates
• We service all loans

*All loans are subject to credit approval. Ask your State Bank mortgage banker for details on rates and fees. Certain restrictions apply. NMLS#504503.