Home Equity Line of Credit

A Home Equity Line of Credit* from State Bank Can Help You:

  • Remodel your home or take a dream vacation.
  • Pay for college tuition or your daughter's wedding.
  • Buy a car or pay off bills.

* Home Equity Line of Credit Disclosure: Annual Percentage Rate (APR). State Bank will pay flood certification, drive-by appraisal, title search, and document recording fees. Hazard and, if applicable, flood insurance is required and the responsibility of the borrower. The introductory fixed rate will apply only during the first 6 billing cycles after your SB HELOC is opened; beginning the 7th month, the APR will convert to the applicable variable APR plus a margin up to 1.25% depending on your credit score. The variable APR may change monthly based on the latest U.S. Prime Rate as published in The Wall Street Journal as of the first business day of the month. The APR will never exceed 21%. As of 7/26/23, the U.S. Prime Rate is 8.50%. There is a $50 annual fee, which is waived the first year. Credit is subject to approval. This offer is available for new lines of credit only and is subject to change. See a loan officer for full details. NMLS #504503