Home Equity Line of Credit

With our great rate special, it’s time to put the equity in your house to work for you!

Whether you’re looking to make a few home improvements, consolidate debt, take a vacation, or even make a college tuition payment, using the equity in your home may be the perfect solution to your cash flow need. State Bank can help with a competitive rate and NO closing costs.

Stop by and let us answer your questions, review your needs, explain your options, and even walk you through the loan application process. Plus, every loan is backed by a level of personal service the big banks simply don’t provide.

Ready to apply today? Call us at 866.348.4674 or apply online through our Secure Loan Application. 

*Annual Percentage Rate (APR). Introductory fixed rate will apply only during the first 6 billing cycles after SB HELOC is opened. Beginning the 7th month, APR will convert to applicable variable APR plus a margin up to 1.25% depending on credit score. Variable APR may change monthly based on the latest US Prime Rate as published in The Wall Street Journal as of the first business day of the month. APR will never exceed 21%. As of 05/09/22, the US Prime Rate is 4.00%. State Bank will pay flood certification, drive-by appraisal, title search, and document recording fees. Hazard, and if applicable, flood insurance is required and is the responsibility of the borrower. $50 annual fee is waived the first year. Subject to credit approval. Available for new lines of credit only. See loan officer for full details. NMLS #504503.