Current rates

Rates are accurate as of 8/31/2023.

Checking and Savings Accounts1

Account TypeMinimum Opening DepositInterest RateAnnual Percentage Yield (APY)
Simply Savings$25.000.05%0.05%
High Interest Checking2$50.00
Qualified accounts with balances up to $15,0000.995%1.00%
Qualified account balances over $15,0000.01%0.01%
Accounts not meeting qualifications (Full Balance)0.01%0.01%
Health Savings Account$50.00
$0.01 - $999.990.03%0.03%
$1,000 - $2,499.990.03%0.03%
$2,500 - $4,999.990.03%0.03%
$5,000 - $14,999.990.499%0.500%
$15,000 and above0.499%0.500%

Money Market Accounts1

Account TypeMinimum Opening DepositInterest RateAnnual Percentage Yield (APY)
Elite Money Market3$2,500.00
$0.01 - $4,999.990.05%0.05%
$5,000 - $24,999.990.10%0.10%
$25,000 - $49,999.990.15%0.15%
$50,000 - $99,999.990.499%0.50%
$100,000 and above1.98%2.00%
Business Money Market$5,000.00
$5,000 - $24,999.99
0.10%0.10%
$25,000 - $49,999.99
0.15%0.15%
$50,000 - $99,999.99
0.25%0.25%
$100,000 and over
0.499%0.50%

1Due to market fluctuations and at our discretion, rates may change on variable accounts after account is opened. Fees could reduce earnings. You must maintain the minimum balance to obtain disclosed annual percentage yield. 2See one of our bankers for qualification details. 3Personal accounts only.

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