Free Checking and Free Credit Score Monitoring

State Bank’s Simply Free Checking allows you to manage your daily banking with ease while helping you to monitor one of your most value financial assets – your credit score. Check out the benefits of both programs below. Not sure if Simply Free Checking is the right account for you? Review all our checking account options, which include free credit score monitoring.

Simply Free Checking

No minimums, no requirements. Simply Free!

  • No minimum balance and no monthly fee
  • Free e-statements with online check images
    (choose to receive a paper statement for $5 monthly)
  • Only $50 to open the account

Open an Account

Free Credit Score Monitoring* Powered by SavvyMoney™

Through State Bank’s online banking or mobile app you can help protect one of your most valuable financial assets – your credit score.  Simply opt into free Credit Score Monitoring within online banking or the mobile app to get started. Look for the odometer!

  • View your credit report
  • Set alerts to notify you of changes to your credit
  • Correct credit bureau errors
  • Use the simulator to see how financial decisions, like opening or closing a line of credit, impact your score

Ready to bank with a partner who helps you see the big picture?

Open an Account

*Available for consumer accounts only. 

Have a Question?

Contact us! We look forward to assisting you with your banking and financial needs.

Customer Service Hours:
Monday-Friday: 9am -11pm
Saturday-Sunday: 9am – 5pm